The average 30-year fixed rate fell to 5.47% from 5.53%, the 15-year fixed rate fell to 5.20% from 5.33%, and the 1-year ARM rose to 5.09% from 5.02%.  Here are some great articles from Wells Fargo.

Mortgage Monitor
Financial Market Strategies

The Evergreen Chorale will present “Voices of Peace” for one weekend only, December 12-14, 2008. The featured major work this year will be the Nutcracker Suite.  You won’t want to miss this wonderful holiday concert! For tickets visit The Evergreen Chorale or call 303-674-4002.

Evergreen Chorale - Holiday Concert
December 12-14, 2006
Friday - 7:30pm
Saturday - 7:30pm
Sunday - 2pm

Santa and Mrs. Claus will arrive at the Evergreen Lakehouse to kick off the annual holiday walk and light the community tree. The merriment will continue by walking with Santa and Mrs. Claus to Main Street for photos, choirs, bell ringers and more.  Make your own Christmas ornaments and wooden toys!  For more information visit www.HeartofEvergreen.com.  A free shuttle service will be offered from many locations.

17th Annual Holiday Walk - Evergreen
Friday, December 5, 2008
5pm-9pm
Starting at the Evergreen Lakehouse

Get your holiday shopping completed or at least started!  Avoid the crowded malls and come to the Center for the Arts Evergreen.  Enjoy the 6th annual Holiday Arts & Crafts Show where you can find wonderful gifts suited for all budgets.

A family-friendy opening reception will be on Satruday, November 22 from 2pm-5pm.  There will be refreshments, music, children’s activities and great holiday shopping.  Find handcrafted gifts, fine art, greeting cards, traditional holiday items and more!

The Arts & Craft Show runs through December 27th. You won’t want to miss the silent auction of Wreaths, Trees and Gingerbread Houses created by artists and non-artists from our community. The silent auction begins Nov 11 and ends Dec 5.

Center for the Arts Evergreen
32003B Ellingwood Trail
303-674-0056
Nov. 22 - Dec. 27, 2008

Drive Smart Evergreen/Conifer will host the annual Skate the Lake at the Evergreen Lake.  This is a family friendly celebration to bring in the new year with skating, games, food and fireworks.

Skate the Lake has been a New Years tradition in Evergreen since 1996.  The spectacular fireworks will be lit over the ice at 6pm and also at midnight. You will never forget the magic.  Skate the Lake is a non-alcohol event geared to families and those who wish to ring in the New Year safely. The event is open from 6pm-12midnight.

December 31, 2008
6pm-midnight
Evergreen Lake

For tickets visit Drive Smart.

Don’t miss the Evergreen Children’s Chorale presentation of All Creatures Great and Small.  It is being performed for only one weekend, December 4-7. For more information call 303-674-9004 or visit www.EvergreenChildrensChorale.com.

December 4, 5, 6 at 7:00pm
December 7 at 2:00pm
Center/Stage Theater
$12 for adults; $10 for seniors/students
$8 for groups of 10 or more for same performance
For reservations, email lynn@evergreenchildrenschorale.com

December 9 - Gingerbread Cookies

Kids! Grades 1-8 - join the fun at the Hiwan Homestead Museum. Tuesday Dec 2 & Dec 9, 4pm-5:15pm.

Call 720-497-7650 for more information.

The Mountain Ringers Handbell Ensable will have a Celebration Concert on Saturday, December 6, 2008 at 4pm.  Join the community and get in the spirit of the holidays!

Evergreen Lutheran Church
5980 Highway 73
Evergreen
303-674-2460
December 6, 2008
Starts at 4pm

December 2 - Stenciling

December 9 - Gingerbread Cookies

Kids! Grades 1-8 - join the fun at the Hiwan Homestead Museum. Tuesday Dec 2 & Dec 9, 4pm-5:15pm.

Call 720-497-7650 for more information.